Get Your New Phone With No Upfront Cost
Walk into any Bolt Wireless store and walk out with the latest iPhone, Samsung, or Google Pixel. 0% interest financing through TELUS & Koodo -- spread the cost over 24 or 36 months.
Three Ways to Get Your Phone
Whether you want the latest flagship with no upfront cost or the lowest possible monthly bill, Bolt Wireless has a plan for you.
TELUS Your Choice
No upfront cost options on select devices
- 0% interest device financing
- Choose 24 or 36 month terms
- Upgrade early with TELUS Easy Upgrade
- Pair with any TELUS plan
- Device Protection available
Best for: Customers who want flagship phones like iPhone or Galaxy S with predictable payments and upgrade flexibility.
Koodo Tab
No contracts, ever
- No interest, no contracts
- Tab, Tab Mid, and Tab Lite tiers
- Pay off your Tab at any time
- Tab bonus reduces your balance monthly
- Keep your phone when Tab is paid off
Best for: Customers who want flexibility and zero commitment. Pay at your own pace and leave anytime.
Bring Your Own Device
Lowest monthly bill
- Lower monthly plan cost
- Use any unlocked compatible phone
- No device payments on your bill
- No credit check for the device
- Month-to-month flexibility
Best for: Customers who already own a phone or prefer buying outright for the lowest ongoing monthly cost.
How Phone Financing Works
Getting a new phone at Bolt Wireless is simple. Here is what to expect when you visit.
Visit a Bolt Wireless Store
Walk into any of our 10 locations across BC, Alberta, or Ontario. No appointment needed.
Pick Your Phone & Plan
Our experts help you choose the right device and plan. Try phones hands-on before you decide.
Quick Credit Check
A fast, simple approval process. Most customers are approved in under 10 minutes.
Walk Out With Your Phone
Leave the store with your new phone set up and ready to go. Device cost is spread across your monthly bill.
Popular Phones to Finance
Each of these is available with no upfront cost options on a qualifying plan. Choose a 24 or 36 month term.
iPhone 16 Pro
Popular- No upfront cost options
- 24 or 36 months at 0% interest
- Monthly payment quoted in store
iPhone 16
- No upfront cost options
- 24 or 36 months at 0% interest
- Monthly payment quoted in store
Samsung Galaxy S25 Ultra
Popular- No upfront cost options
- 24 or 36 months at 0% interest
- Monthly payment quoted in store
Samsung Galaxy S25
- No upfront cost options
- 24 or 36 months at 0% interest
- Monthly payment quoted in store
Google Pixel 9 Pro
- No upfront cost options
- 24 or 36 months at 0% interest
- Monthly payment quoted in store
Google Pixel 9
- No upfront cost options
- 24 or 36 months at 0% interest
- Monthly payment quoted in store
Your monthly payment depends on the device, storage, plan, current promotions, any trade-in and applicable taxes. 0% financing available on select devices with qualifying plans. Visit a Bolt Wireless store for current pricing.
What About the Credit Check?
We understand credit concerns. Here is what you need to know before you visit.
TELUS Financing
- Standard credit check required
- Results in minutes at any store
- Good to excellent credit typically approved
- Security deposit option for limited credit
- Valid Canadian ID required
Koodo Tab
- Credit check may be required depending on Tab tier
- More accessible than traditional financing
- Tab Lite available with lower credit requirements
- No contracts means lower risk for both sides
- Prepaid options available if not approved
Not sure if you will be approved? Visit any Bolt Wireless store for a quick, friendly assessment. Our team will find the best option for your situation -- there is always a way to get connected.
Financing vs. Buying Outright
Not sure which approach is right for you? Here is an honest comparison.
| Financing | Buy Outright | |
|---|---|---|
| Upfront Cost | No upfront cost options on select devices | Full retail price at purchase |
| Monthly Impact | Device cost spread over 24-36 months | Lower monthly bill (BYOD discount) |
| Total Cost Over 2 Years | Same as retail price (0% interest) | Retail price minus plan savings |
| Upgrade Flexibility | Upgrade early with Easy Upgrade | Upgrade whenever you want |
| Best For | Spreading cost without interest | Lowest total cost over time |
Our recommendation: If you prefer keeping cash in your pocket and do not want to pay interest, financing at 0% through TELUS is hard to beat. If you already own a phone you love, BYOD will save you the most each month.
Trade In Your Old Phone, Lower Your Payments
Your current phone has value. Trade it in at any Bolt Wireless store and we will apply the credit directly to your new device, reducing your monthly financing cost.
*Trade-in values vary by device model, condition, and current promotions. Visit a store for your exact quote.
Phone Financing Questions & Answers
Common questions about financing a phone in Canada through TELUS and Koodo.
TELUS device financing requires a standard credit check. There is no published minimum score -- approval depends on your overall credit profile. Many customers with average credit are approved. Koodo Tab has more accessible requirements. If you are unsure, visit a Bolt Wireless store for a no-obligation credit check with no impact to your score until you decide to proceed.
Apply for Financing at a Store Near You
Visit any Bolt Wireless location to get started. See phones in person, get approved, and leave with your new device -- all in one visit.
Ready to Get Your New Phone With No Upfront Cost?
Our experts at Bolt Wireless will find the perfect phone and financing option for your budget. Walk in today -- no appointment needed.